As of January 1, 2020, a new law will go into effect\nthat prohibits \u201cnamed\u201d driver exclusion policies in the state of Texas. Some Texas\ncustomers will be affected by this change, so let\u2019s dive into (or unravel) what\nit means to Texas residents who hold automobile insurance from Bluefire or any\nother insurance provider.<\/p>\n\n\n\n
When you took out an auto insurance policy in Texas, you\nhad two options: you could cover everyone who uses your car or opt for a more\nrestricted definition of who is covered while driving your vehicle in exchange\nfor a lower price. Many people chose the second option to save money.<\/p>\n\n\n\n
Now suppose a driver not listed on your policy\noperates your vehicle. In some instances, he or she could be denied coverage in\nthe event of an accident because they were not specifically named on the\npolicy.. And you could be held personally responsible for damages that occur.<\/p>\n\n\n\n
Under the new law, insurance companies in Texas will\nno longer be allowed to offer policies that exclude coverage for unnamed\ndrivers. So if you live in Texas and have auto insurance, it\u2019s very important\nto check in with your agent right away. You want to be sure your policy covers\neveryone who uses your car, family members or not. The good news is, you will be\nin control of deciding who you hand the keys to. <\/p>\n\n\n\n
You are\nin luck, Bluefire has not sold any policies with named driver exclusions since\n2017. As you do not have a \u201cnamed\u201d driver exclusion on your policy you do not\nneed to do anything and your premiums will not increase due to this change. It\nis always a good idea to check with your agent to ensure you have the right\ncoverage for your vehicles and the people who are driving them.<\/p>\n\n\n\n
Texas\ncustomers whose auto policies protect only certain drivers and not others are\nrequired to update their policies before January 1. Our experienced agents will\nhelp you understand the new law, walk you through the process, and happily\nanswer any questions you may have.<\/p>\n\n\n\n
At\nBluefire, we remain 100% committed to being the most trusted source of\ninsurance solutions so our customers can have peace of mind. Call or stop by\ntoday and let us find you the most affordable package, customized for your\npersonal needs.<\/p>\n","protected":false},"excerpt":{"rendered":"
As of January 1, 2020, a new law will go into effect that prohibits \u201cnamed\u201d driver exclusion policies in the state of Texas. Some Texas customers will be affected by this change, so let\u2019s dive into (or unravel) what it means to Texas residents who hold automobile insurance from Bluefire or any other insurance provider. […]<\/p>\n","protected":false},"author":2,"featured_media":203,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-202","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/202","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=202"}],"version-history":[{"count":1,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/202\/revisions"}],"predecessor-version":[{"id":204,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/202\/revisions\/204"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media\/203"}],"wp:attachment":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=202"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=202"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=202"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}