{"id":213,"date":"2020-01-02T20:45:10","date_gmt":"2020-01-02T20:45:10","guid":{"rendered":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/?p=213"},"modified":"2020-01-07T20:18:58","modified_gmt":"2020-01-07T20:18:58","slug":"how-to-buy-a-used-car","status":"publish","type":"post","link":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/auto\/how-to-buy-a-used-car\/","title":{"rendered":"How To Buy a Used Car"},"content":{"rendered":"\n<p>Buying a used car can be an exciting time,\nespecially if it\u2019s your first car. Buying a used car is less expensive than\nbuying a new one, but it can still be a significant investment. When purchasing\na used car, there are a lot of things to consider. In this article, we\u2019ll help\nyou learn what to look for when buying a used car, and how to and minimize the\nrisk of getting an unreliable vehicle.&nbsp;<\/p>\n\n\n\n<p><strong>Know What You Want To Spend<\/strong><\/p>\n\n\n\n<p>If you are getting an auto loan to pay for your\ncar, your car payment shouldn&#8217;t be more than 20% of your take-home pay. If\nyou&#8217;re sticking to a tight budget, you may want to spend even less.<\/p>\n\n\n\n<p>The older a car is, the lower the price may be.\nBut, unfortunately, the older the vehicle is, the more likely it is to need\ncostly repairs. You will need to find a car that is affordable and does not require\na lot of work. It is tricky, but it can be done.&nbsp;<\/p>\n\n\n\n<p><strong>Finding the Right Used Car<\/strong><\/p>\n\n\n\n<p>So, you have a budget in mind and are ready to\npurchase a used car. Follow these steps to help you find the right used\ncar.&nbsp;<\/p>\n\n\n\n<ol class=\"wp-block-list\"><li>Assess your needs. Do you want power windows? What are your must-have features?<\/li><li>Decide if you want to lease or buy<\/li><li>Check out online reviews of the cars you are considering<\/li><li>Consider the long-term ownership costs<\/li><li>Compare prices. Check car lots and online sites<\/li><li>Once you find one you like, test drive the vehicle<\/li><li>Have the vehicle inspected<\/li><\/ol>\n\n\n\n<p>To help you find the vehicle that fits both your\nneeds and budget, you will also need to think about fuel efficiency, where you\ndrive, how often you drive, and how much room you may or may not need. The best\nplace to buy a used car depends on you. It may be more cost-effective for you\nto buy a used car from a third-party seller, especially if you have cash. If\nyou require financing, then the best place to buy a used car may be from a used\ncar dealership.&nbsp;<\/p>\n\n\n\n<p><strong>Consider a Certified Used Car<\/strong><\/p>\n\n\n\n<p>Manufacturer-certified pre-owned cars (CPO cars)\nare used vehicles with the security of a manufacturer-backed warranty. They are\ntypically low-mileage cars that have been serviced by certified mechanics. <\/p>\n\n\n\n<p>CPO cars are vehicles that were returned to the\ndealer at the end of a lease, used as dealership service loaners, or driven by\ndealership or manufacturer staff. These vehicles were returning to dealerships\nin excellent condition, so rather than sending them to auction, manufacturers\ncreated programs to resell the cars complete with detailed inspections,\nreconditioning, extended warranties, and extra perks.<\/p>\n\n\n\n<p>CPO cars, trucks, and SUVs generally cost more\nthan non-certified used vehicles. This is because CPO vehicles undergo a\ndetailed, multi-point inspection and reconditioning process. When you are doing\nyour used car shopping, be sure to look for certified pre-owned vehicles.&nbsp;<\/p>\n\n\n\n<p><strong>Best Used Cars<\/strong><\/p>\n\n\n\n<p>Some cars are known to last a very long time,\nand these cars typically make excellent used cars. Some of these cars include:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>2012 \u2013 2017 Toyota Camry<\/li><li>2011 \u2013 2018 Chrysler 300<\/li><li>2014 \u2013 2018 Chevrolet Impala<\/li><li>2012 \u2013 2018 Toyota Corolla<\/li><li>2011 \u2013 2016 Hyundai Elantra<\/li><li>2011 \u2013 2018 Volvo S60<\/li><li>2012 \u2013 2016 Honda CR-V<\/li><\/ul>\n\n\n\n<p><strong>Cars That Last Over 100k Miles<\/strong><\/p>\n\n\n\n<p>There are a few cars that have stood the test of\ntime and can still run well after hitting 100k miles or more. Some of these\nvehicles have been known to last almost 300k miles.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Ford F-150<\/li><li>Honda Accord<\/li><li>Toyota Avalon<\/li><li>Honda Ridgeline<\/li><li>Toyota Tacoma<\/li><li>Chevrolet Tahoe<\/li><li>GMC Yukon<\/li><li>Toyota 4Runner<\/li><li>Toyota Sequoia<\/li><\/ul>\n\n\n\n<p><strong>Best Used Cars Under $20k<\/strong><\/p>\n\n\n\n<p>One of the advantages of buying a used car is that they are cheaper than newer cars. If you are on a budget and are looking for a used car under $20k, consider these vehicles.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>2009 &#8211; 2016 Honda Accord&nbsp;<\/li><li>2009 &#8211; 2012, 2014-2017 Mazda6&nbsp;<\/li><li>2009 &#8211; 2015 Toyota Avalon<\/li><li>2009 &#8211; 2017 Toyota Camry&nbsp;<\/li><li>2009 &#8211; 2015 Honda Civic&nbsp;<\/li><li>2009 &#8211; 2013, 2016- 2018 Honda Fit<\/li><li>2009 &#8211; 2018 Toyota Corolla&nbsp;<\/li><li>2017 Toyota Corolla iM&nbsp;<\/li><li>2013 &#8211; 2017 Mazda CX-5&nbsp;<\/li><li>2015 Subaru XV Crosstrek<\/li><li>2009 &#8211; 2012 Lexus RX&nbsp;<\/li><\/ul>\n\n\n\n<p>Prices may vary depending on the condition,\nlocation, and other factors. Before you buy, make sure to pay for a thorough\ninspection by a trusted, certified mechanic.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Buying a used car can be an exciting time, especially if it\u2019s your first car. Buying a used car is less expensive than buying a new one, but it can still be a significant investment. When purchasing a used car, there are a lot of things to consider. In this article, we\u2019ll help you learn [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":214,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-213","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/213","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=213"}],"version-history":[{"count":3,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/213\/revisions"}],"predecessor-version":[{"id":278,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/213\/revisions\/278"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media\/214"}],"wp:attachment":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=213"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=213"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=213"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}