{"id":294,"date":"2020-01-24T01:13:28","date_gmt":"2020-01-24T01:13:28","guid":{"rendered":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/?p=294"},"modified":"2025-10-13T20:10:51","modified_gmt":"2025-10-13T20:10:51","slug":"washington-car-insurance","status":"publish","type":"post","link":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/auto\/washington-car-insurance\/","title":{"rendered":"Washington Car Insurance"},"content":{"rendered":"\n<p>The birthplace of Starbucks, Washington State is\ntopographically diverse with mountains, glaciers, islands, state parks, and\nrivers. Driving through this beautiful state can be a fantastic experience. If\nyou are a Washingtonian, you need to have adequate Washington car insurance\nthat meets the state\u2019s requirements. Liability car insurance is required and if\nyou don\u2019t have it, you face some harsh penalties. Let\u2019s make sure your car\ninsurance meets legal requirements, so you can avoid paying hefty fines and\nlosing your license.&nbsp;<\/p>\n\n\n\n<p><strong>Washington Auto Insurance<\/strong><\/p>\n\n\n\n<p>The required liability car insurance coverage in\nWashington is:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Bodily injury liability:\n$25,000 for one person and $50,000 for two or more people per accident<\/li><li>Property damage\nliability: $10,000<\/li><li>Underinsured motorist\nbodily injury coverage: $25,000 per person and $50,000 per accident<\/li><li>Underinsured motorist\nproperty damage coverage: $10,000 per accident<\/li><li>Basic personal injury\nprotection: $10,000 per accident<\/li><\/ul>\n\n\n\n<p>Underinsured motorist bodily injury,\nunderinsured motorist property damage, and basic personal injury protection\ncoverage can be rejected, but it must be done in writing.&nbsp;<\/p>\n\n\n\n<p><strong>Washington Car Insurance Laws for New Residents<\/strong><\/p>\n\n\n\n<p>New residents to Washington State must get a\nstate driver&#8217;s license within 30 days of the date they move to the state.<\/p>\n\n\n\n<p>If your out-of-state license is still valid, you\nmay not need to take the knowledge test or the driving test. If you&#8217;re under\n18, you must show proof that you have completed a driver-training course that\nmeets Washington State standards.<\/p>\n\n\n\n<p><strong>How Much Does Car Insurance Cost in Washington?<\/strong><\/p>\n\n\n\n<p>Bluefire Insurance can help all drivers get\naffordable car insurance in Washington state, regardless of their driving\nrecords. The cost of car insurance varies as it is calculated using several\nunique factors, including age, location, type of car, and more. To get your\nfree car insurance quote, contact Bluefire today.&nbsp;<\/p>\n\n\n\n<p><strong>Penalties For Not Having Car Insurance in\nWashington<\/strong><\/p>\n\n\n\n<p>If you are pulled over by law enforcement and you don\u2019t have car insurance, you are subject to a fine of at least $450 for each offense. Additionally, if this results in loss of license, drivers will need to get an <a href=\"https:\/\/www.bluefireinsurance.com\/knowledge-center\/auto\/how-sr-22-insurance-works\/\">SR-22 <\/a> for three years.<\/p>\n\n\n\n<p><strong>How to Get Washington Auto Insurance<\/strong> <\/p>\n\n\n\n<p>Getting quality car insurance in Washington state is simple with Bluefire. We make the process easy. We do comparative shopping for you to help you save time and money. For over 20 years, Bluefire has provided car insurance Washington state residents can depend on in their time of need.&nbsp; <\/p>\n","protected":false},"excerpt":{"rendered":"<p>The birthplace of Starbucks, Washington State is topographically diverse with mountains, glaciers, islands, state parks, and rivers. Driving through this beautiful state can be a fantastic experience. If you are a Washingtonian, you need to have adequate Washington car insurance that meets the state\u2019s requirements. Liability car insurance is required and if you don\u2019t have [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":295,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=294"}],"version-history":[{"count":2,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/294\/revisions"}],"predecessor-version":[{"id":472,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/294\/revisions\/472"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media\/295"}],"wp:attachment":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}