We are all looking for ways to save money. Whether that is through couponing, deal sites, or with tight budgeting, we all want our dollars to stretch a lot further. If you feel that you are spending too much on your auto insurance premium, we can help you with that. Here are a few ways you can lower your car insurance premium. <\/p>\n\n\n\n
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Drive Safely<\/strong><\/p>\n\n\n\n We know that this sounds self-explanatory, but it really is the best way to save money on your car insurance premium. Car insurance reward drivers with safe driving discounts for going a certain amount of time with no accidents or claims. Even if you have high-risk car insurance, if you maintain a clean driving record, your premiums can be reduced. <\/p>\n\n\n\n <\/p>\n\n\n\n Ask For Higher Deductibles<\/strong><\/p>\n\n\n\n By requesting higher deductibles, you can lower the cost of your premium. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage cost by 15 to 30 percent. Going to a $1,000 deductible can save you 40 percent or more. Before choosing a higher deductible, be sure you can afford it. If you are in an accident, you will need to pay your deductible before your insurance company pays out your benefit.<\/p>\n\n\n\n <\/p>\n\n\n\n Get a Cheaper Car<\/strong><\/p>\n\n\n\n The make and model of the car you drive is one of the top factors car insurance companies use to calculate the price of your car insurance premium. Some cars cost more to insure, such as sports cars. Typically mini-vans, crossovers, and small SUVs are the cheapest to insure. Coverage Amount<\/strong><\/p>\n\n\n\n The more coverage you have, the more your insurance premium will be. If you have more than you are legally required to have, you could reduce your coverage to meet your state\u2019s minimums, but if you cause an accident that costs more than your insurance coverage will pay, you have to pay the balance out-of-pocket. <\/p>\n\n\n\n <\/p>\n\n\n\n Bundle Your Insurance Products<\/strong><\/p>\n\n\n\n If you get your homeowner\u2019s insurance, or renter\u2019s insurance, through the same company as your car insurance, you can reduce the cost of your premiums with a multi-policy discount. This policy can also be used if you are insuring more than one vehicle with the same company. Ask Your Insurance Provider About Additional Discounts<\/strong><\/p>\n\n\n\n Your car insurance provider may have discounts that you are not aware of. These discounts can lower your car insurance premiums. <\/p>\n\n\n\n Reduce Coverage on Older Cars<\/strong><\/p>\n\n\n\n Keeping full coverage on an older vehicle may cost you a lot of money. Consider dropping collision and\/or comprehensive coverages on older cars. In some cases, the premium you pay on comprehensive and collision coverages plus the deductible may outstrip the value of the car itself. If you want to know how much your car is worth, you can look it up online at Kelley\u2019s Blue Book (www.kbb.com). If you have a classic car, be sure to get classic car insurance. Don\u2019t Pay Your Premiums Monthly<\/strong><\/p>\n\n\n\n If you pay your bill every month, you may be paying more due to the convenience fees. To avoid these extra charges, request to be billed every 6 or 12 months instead (and ask for auto-billing to save even more). Get a Free Car Insurance Quote<\/strong><\/p>\n\n\n\n Another great way to save money on your car insurance premium is to get a free car insurance quote from Bluefire Insurance so you can start putting some of these money-saving tips to use. We are all looking for ways to save money. Whether that is through couponing, deal sites, or with tight budgeting, we all want our dollars to stretch a lot further. If you feel that you are spending too much on your auto insurance premium, we can help you with that. Here are a few ways […]<\/p>\n","protected":false},"author":5,"featured_media":303,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-301","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-auto"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/301","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/comments?post=301"}],"version-history":[{"count":1,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/301\/revisions"}],"predecessor-version":[{"id":302,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/posts\/301\/revisions\/302"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media\/303"}],"wp:attachment":[{"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/media?parent=301"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/categories?post=301"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.bluefireinsurance.com\/knowledge-center\/wp-json\/wp\/v2\/tags?post=301"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}
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